Instant Home Complimentary Contents Insurance Cover

Instant Home provides customers with complimentary Insurance cover for the items you rent.  Please see below details of the policy and the cover it provides.  The Hirer is not required to insure the items on rented from instant Home Ltd against loss or damage for the following perils: fire, lightening, explosion, storm, flood, escape of water from any tank, apparatus or pipe, impact or theft. Loss from theft requires evidence of there being forcible and violent entry/exit. Theft by collusion and accidental damage are specifically excluded.  An excess of £350 will be due for any claim.  The maximum collective value of the items on hire, for any one claim is £15,000.The property where the items are kept must meet the Minimum security standards Condition below.

It is a condition precedent to the insurer’s liability that:

iii) PVCu doors – by key operated multi-point locking devices having three or more locking points

iii) all opening windows or roof lights accessible from the ground or via roofs pipework or other structures must be secured by key operated locking devices or screwed permanently shut.

Any door or window officially designated a fire exit by the Fire Authority is excluded from these requirements.

Alternative insurance cover for the hire items is required if you are unable to fulfil the requirements above.  Evidence of cover should be emailed to within 14 days of delivery.

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